Which area of study combines finance and customer service, often seen in Career and Technical Education programs?

Retail Management is the correct answer because it specifically focuses on the intersection of finance and customer service. This area of study encompasses the skills and knowledge required to manage retail operations effectively, which includes understanding financial principles such as budgeting, pricing, and inventory management, while also prioritizing excellent customer service to enhance the shopping experience.

In Career and Technical Education programs, Retail Management helps students develop competencies in sales, marketing, and operational strategies, all of which are vital in the retail environment where financial performance is closely tied to customer satisfaction. While the other areas of study mentioned may incorporate elements of customer service or financial concepts, they do not have the same focused blend of finance and customer service that is characteristic of Retail Management.